How to Stay Safe When Shopping Online

Online safety shopping tips for the gift-giving season.

The holiday season is almost here, which means many of us will be shopping online to avoid large crowds in shopping malls. Online shopping is a great way to compare prices, find bargains, and save money without ever leaving the comfort of your home. In just a few minutes, you can purchase all of your holiday gifts. Although online shopping makes our lives easier, it also comes with potential risks in terms of the security of the information we use to make our online purchases. Check out how to stay safe when shopping online for your holiday gifts online this season.

Ensure it is secure

Before you enter your personal or card details, check for the padlock symbol in the browser window frame. Be sure that the padlock is not on the page itself, this may indicate a fraudulent site. The web address should begin with the prefix ‘https://’ as the ‘s’ stands for secure.

Do your retail research

There are thousands of website to go shopping on the internet, many with thousands more independent sellers. The majority of these are perfectly legitimate, but spotting the fraudulent ones takes a bit of research. If you’re not using a website you’ve used before, search for them online to see if they have any negative feedback. Remember that if a deal seems too good to be true, it probably is!

Ensure you are on a safe Wi-Fi network

Make sure the internet connection you are using is secure. Don’t use public Wi-Fi in coffee shops and shopping centers to shop online, use internet banking, or access anything else that require personal information. Public Wi-Fi is often unsecure, which means any information you send while connected to these networks can be accessed by fraudsters.

Check your statements

Regularly checking your bank statements can help you to pick up on signs of fraud early, particularly as criminals often make a small withdrawal or purchase to test what they can get away with. It’s a good idea to only use one credit or debit card to do all of your online shopping. Using just one card will make it much easier to look for fraudulent purchases when you get your statement.

While you’re getting all of your shopping done online, allow the professionals to take care of your personal insurance needs in Reading, Pennsylvania. Visit Insurance Offices Ltd. to get started today.

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