What You Need to Know Before Renewing Your Car Insurance

Considerations to Make Before Renewing Auto Insurance 

Every year, millions of people receive letters from their insurers reminding them to renew their auto insurance in Reading, PA. The problem is that the new cover tends to come at a higher price, which is usually far higher than the premiums offered by rival insurance companies. But before you automatically renew your car insurance, consider these factors.

Review your coverage needs.

Policy renewal time is the perfect occasion to make any necessary updates to your insurance coverage. There’s a good chance your premium will decrease if you have recently gotten married, bought a house or received a degree. It’s also imperative to adjust your car insurance coverage amounts to properly protect any new drivers you’re adding to your policy, such as your spouse or teenager.

Consider the benefits of bundling policies.

Bundling your car insurance policy with your renters, homeowners or motorcycle policy is an easy way to save money while managing all your insurance under one entity. Most insurers offer multiple-policy discounts, so it’s always worth asking and getting a quote!

Shop around.

It never hurts to get several car insurance quotes from other reputable insurers, even just to make sure your current policy is still competitive. If you’re happy with the service from the previous insurer, call them up to discuss coverage and ensure you’re getting all the right discounts. Always compare apples to apples – make sure you’re getting quotes with coverages and limits that mirror your existing policy. That way, you’ll know you’re getting a good value for money.

Whether you need a new policy or are looking to move insurers, visit Insurance Offices Ltd. to get started on the right auto insurance policy in Reading, Pennsylvania today!

WE GIVE YOU SPECIAL ATTENTION

  • MOTORCYCLES

    Selecting your motorcycle is a big decision. Protecting your motorcycle is easy.

  • COLLECTORS

    We believe life’s better in a classic
    We have a feeling you do too.
    We have your Classic Vehicle covered.

  • WATERCRAFT

    We make sure that you enjoy your time on
    the water without having to worry about
    what could go wrong.

  • RECREATIONAL

    Your new RV comes with a responsibility
    to protect and secure it from the
    dangers of America’s roadways.

  • SNOWMOBILE

    We can provide different
    types of off road vehicle insurance
    to cover different types of vehicle needs.

  • TEENAGER

    It’s natural for new parents
    to worry about their newly licensed kids.
    We’re here to help you feel secure.

  • “There are several very angry co-workers of mine that are getting the run around with their agents and insurance carriers and are very jealous of how nice mine has been. You made everything go smoothly.”

    Colleen DeLongPA
  • “It really pays to have a local agent and not an internet insurance company that doesn’t even know you when you run into problems. Thank you for your excellent work.”

    Nancy JonesRE/MAX of Reading, Wyomissing, PA
  • “I prefer to keep my important business interactions local and with professionals I know and trust. The Insurance Offices have been there for me for almost 25 years and as a business professional myself, I value a company that truly makes ‘Insurance Simple.’ ”

    Frank J. Jroski, Jr. Crane Runway Division, Leesport, PA