Why You Need to Review Insurance Policies at the End of the Year

As the New Year approaches, take the time to review your insurance policies.

 Even as the New Year approaches, most of us are still enjoying festivities. After all, there’s still New Year’s Eve and New Year’s Day events to enjoy. While our mind may be on other things, taking the time to review your insurance policies is an absolute must. The New Year is a time when many people pledge to lose weight and be more organized. It’s also a good time to resolve to better protect your home, vehicle, and assets with an insurance policy review.

If you’re not convinced, check out why you need to review your insurance policies at least annually.

Your lifestyle changes. Think over the past year – have you moved home, had a baby, or married your sweetheart? Lifestyle changes warrant a review of your insurance policy. Even if you ditched smoking, you may be entitled to better life insurance coverage. If you adopted a certain dog breed, your homeowners insurance may need higher liability coverage. Talk to your agent about your recent lifestyle changes and assess how this affects your current coverage.

You could be missing out on discounts. You may be eligible for discounts and not even know it! If your teen is now driving your vehicle, he or she could be eligible for the Good Student Discount. If your student left for college and is not taking their vehicle with them, you could lower coverage and receive discounts, too. The best way to ensure that you’re not missing out on discounts is to talk to your insurer.

Your coverage may not suit your needs. If you selected your policy in a rush and chose limits and deductibles that don’t accurately reflect your financial situation, a quick review of policies now may mean that you spot mistakes. Whether it’s a misspelled last name or coverage that isn’t right for your current needs, a review can help you to sort out these problems now.

Don’t wait until you find out your insurance isn’t right. For all of your insurance needs, visit Insurance Offices Ltd. in Reading, Pennsylvania today!

WE GIVE YOU SPECIAL ATTENTION

  • MOTORCYCLES

    Selecting your motorcycle is a big decision. Protecting your motorcycle is easy.

  • COLLECTORS

    We believe life’s better in a classic
    We have a feeling you do too.
    We have your Classic Vehicle covered.

  • WATERCRAFT

    We make sure that you enjoy your time on
    the water without having to worry about
    what could go wrong.

  • RECREATIONAL

    Your new RV comes with a responsibility
    to protect and secure it from the
    dangers of America’s roadways.

  • SNOWMOBILE

    We can provide different
    types of off road vehicle insurance
    to cover different types of vehicle needs.

  • TEENAGER

    It’s natural for new parents
    to worry about their newly licensed kids.
    We’re here to help you feel secure.

  • “There are several very angry co-workers of mine that are getting the run around with their agents and insurance carriers and are very jealous of how nice mine has been. You made everything go smoothly.”

    Colleen DeLongPA
  • “It really pays to have a local agent and not an internet insurance company that doesn’t even know you when you run into problems. Thank you for your excellent work.”

    Nancy JonesRE/MAX of Reading, Wyomissing, PA
  • “I prefer to keep my important business interactions local and with professionals I know and trust. The Insurance Offices have been there for me for almost 25 years and as a business professional myself, I value a company that truly makes ‘Insurance Simple.’ ”

    Frank J. Jroski, Jr. Crane Runway Division, Leesport, PA