What Should I Do When I Get a Speeding Ticket?

How to Handle Getting a Speeding Ticket

Getting a speeding ticket is never fun, but it is a relatively common occurrence on today’s roads. A speeding ticket can cause a lot of issues when it comes to your rates for auto insurance in Reading, PA, so it’s wise to know how to handle the situation to make it as painless as possible. Here’s what to do if you get a speeding ticket.

Firstly, it’s important that you pull over safely when a police vehicle is behind you, and to always remain calm and polite to the officer. Once you receive the ticket, keep in mind that you have options. There are a few things you can do to minimize the damage that a speeding ticket can cause. You can either:

  • Pay the ticket
  • Fight the ticket
  • Seek mitigation

Pay the Ticket

Sometimes, it’s less hassle just to pay the ticket. However, this has several consequences. Depending on how fast you were going and what the speed limit is, you could be facing a several hundred dollar fine. Also, you will get points on your license according to the kind of ticket you received. These points, unfortunately, almost always cause your auto insurance rates to increase. If you choose to pay the fine, keep in mind these consequences.

Fight the Ticket

If you feel that the ticket was unfair, you can choose to fight the ticket in court. Some people dispute their ticket even if it was justified and end up getting the fine and/or points reduced. Typically, you will be expected to appear in court if you decide to fight the ticket. You can represent yourself or hire a lawyer, but keep in mind the latter’s additional cost. If the penalty is serious, it is worthwhile hiring a lawyer. At the end of the hearing, the judge will either have you pay the full fine, reduce the fine, or dismiss the ticket completely.

Seek Mitigation

This is a good option this is the first time you’ve received a ticket or violation. Mitigation is where you admit to the ticket and explain the circumstance under which you were committing the violation. Sometimes, the judge can sympathize with you and lower the ticket fine. Alternatively, the judge may provide an alternative, such as requiring you to partake a defensive driving course to reduce the penalty.

Remember that speeding tickets are entirely avoidable by sticking to the speed limit. Make sure you have the right auto insurance to meet your needs and your budget. Contact the professionals at Insurance Offices Ltd. in Reading, PA for assistance with your insurance.  We are ready to get you covered today.

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