Insuring Your Precious Holiday Gifts

Keep Your Valuable Gifts Safe This Season.  

The season of gift-giving brings us many valuable, new treasures. Whether you received jewelry from a partner, a brand new vehicle, or a high-end TV for the family, you may have received many new presents under the tree. Because you’ve spent so much time picking the right present for your loved one, it’s well worth taking the time to make sure it is adequately protected. Luckily, your insurance policies can help.

Dig out your homeowners insurance and scan through the policy. Personal property under your basic homeowners insurance coverage may only include belongings up to a certain value. If this is the case, you may need additional coverage for expensive items such as a watch, jewelry, high-end cameras, collectibles, and other items of value. It’s a good idea to maintain any receipts that you may have from purchasing holiday items. This enables you and your insurer to note the worth of your new items.

Within a home insurance policy, there is Replacement Cost coverage which means that you never have to face a significant loss of your item. The policy can also cover belongings that are destroyed from fires, vandalism, water damage, or that have been stolen anywhere in the world. Talk with your insurance agent about what your policy does and does not cover so that you know where to fill in the gaps.

Talk to a trusted insurance professional to obtain the right coverage best for you and your new items. For reliable insurance policies, contact the team at Insurance Offices Ltd. to get started!

WE GIVE YOU SPECIAL ATTENTION

  • MOTORCYCLES

    Selecting your motorcycle is a big decision. Protecting your motorcycle is easy.

  • COLLECTORS

    We believe life’s better in a classic
    We have a feeling you do too.
    We have your Classic Vehicle covered.

  • WATERCRAFT

    We make sure that you enjoy your time on
    the water without having to worry about
    what could go wrong.

  • RECREATIONAL

    Your new RV comes with a responsibility
    to protect and secure it from the
    dangers of America’s roadways.

  • SNOWMOBILE

    We can provide different
    types of off road vehicle insurance
    to cover different types of vehicle needs.

  • TEENAGER

    It’s natural for new parents
    to worry about their newly licensed kids.
    We’re here to help you feel secure.

  • “There are several very angry co-workers of mine that are getting the run around with their agents and insurance carriers and are very jealous of how nice mine has been. You made everything go smoothly.”

    Colleen DeLongPA
  • “It really pays to have a local agent and not an internet insurance company that doesn’t even know you when you run into problems. Thank you for your excellent work.”

    Nancy JonesRE/MAX of Reading, Wyomissing, PA
  • “I prefer to keep my important business interactions local and with professionals I know and trust. The Insurance Offices have been there for me for almost 25 years and as a business professional myself, I value a company that truly makes ‘Insurance Simple.’ ”

    Frank J. Jroski, Jr. Crane Runway Division, Leesport, PA