Why It Pays to Secure Coverage Through an Independent Insurance Agency

Top Benefits of Using an Independent Insurance Agency

When you’re looking for your next insurance policy, all it takes it a simple Google search to find that there are thousands of policies out there. While you can compare coverages, it’s also wise to compare insurers. Not all insurance agencies are created equally, and some will work better for you than others.

There are two main types of options for consumers looking to purchase insurance: independent agents and direct writers. A key difference is that a direct writer works for the insurance carrier, whereas the independent agent works for you. Take a look at the top benefits of choosing an independent insurance agency.

  • You receive unbiased advice

As stated above, the independent insurer works for you, not the carrier. This means that they are able to offer you more insurance options because they are not limited to coverage that one carrier provides. Direct writers only offer one specific portfolio of insurance products, limiting your chance of receiving the right cover.

  • The offer one-stop shopping

Most independent insurance agencies can meet all of your insurance needs with the companies they represent, providing auto, home, renter’s, business, and more coverage. This saves you time from seeking out each policy individually – and makes renewal time a snap!

  • You build a lasting relationship

Independent agents don’t think of you as a policy number. You are a family member and only receive the best service. Your agent takes the time to listen to you and understand your individual needs. They review your account annually, making sure that you sustain proper coverage. They also monitor rate increases so that you know you’re getting the best price for your coverage.



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  • “There are several very angry co-workers of mine that are getting the run around with their agents and insurance carriers and are very jealous of how nice mine has been. You made everything go smoothly.”

    Colleen DeLongPA
  • “It really pays to have a local agent and not an internet insurance company that doesn’t even know you when you run into problems. Thank you for your excellent work.”

    Nancy JonesRE/MAX of Reading, Wyomissing, PA
  • “I prefer to keep my important business interactions local and with professionals I know and trust. The Insurance Offices have been there for me for almost 25 years and as a business professional myself, I value a company that truly makes ‘Insurance Simple.’ ”

    Frank J. Jroski, Jr. Crane Runway Division, Leesport, PA