5 Things You Should Do After Your House Floods

Steps to Take After a Home Flood

As we all know, home floods can be devastating. Whether from a natural disaster or a burst pipe, water can ruin belongings as well as the home’s structural integrity. If you have been affected by flooding, there is a lot you can do to get your life back to normal as quickly as possible.

Stay positive.

Losing furniture and appliances in a flood is terrible. We recommend that you try to focus on the positives, rather than think about what has been destroyed. The only thing that truly matters is that yourself and family are safe and healthy.

Arrange accommodation.

You should quickly arrange for somewhere to stay while your home is uninhabitable. Turn to friends or family, or contact your local authority who may be able to help you find accommodation.

Contact your insurer.

This is the first step in getting things back to normal! Your insurance company will walk you through the claims process, helping to replace anything that you lost during a flood, provided you have the right coverage. Generally, your home insurance policy will provide water damage for incidents such as a sewer back up or burst pipe, but flooding from natural disasters may not be covered. If you have flood insurance, that policy will kick in to protect your finances.

Keep safety first.

Before you go back to your property after a flood, it’s a good idea to get the all-clear from local authorities. Be sure you’re wearing protective clothing like overalls, boots, and gloves since the water may be harboring harmful bacteria. Turn off your electrical system since water and electricity do not mix.

Begin cleaning.

Flooding can cause significant damage, so it’s best to work quickly. Remove as much water as possible from the property. Next, remove and dispose of carpets that have been destroyed by the flood. Mould and bacteria may already be forming where the water was, so clean your home thoroughly and safely.

Once you have started the claims and restoration process, you are well on your way to having your home-sweet-home again! Don’t wait until it’s too late to find out your insurance doesn’t provide flood coverage. Contact the team at Insurance Offices Ltd. to learn more about what coverage is right for you. To us, you’re a person, not a policy number. We take the time to understand your needs and budget so you have reliable and affordable coverage in place.

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